Something just happened in the mortgage market that hasn’t happened in nearly two decades, and it confirms what a lot of California homeowners with low-rate mortgages already figured out on their own. According to ICE’s Mortgage Monitor (June 2026, covering Q1 2026 data), second-lien lending posted its strongest first quarter in nearly two decades. More…
2026 Federal Reserve Update Series • California Real Estate Market Fed Rate Decision 2026: Impact on California Housing & Mortgages What the Fed did: The Fed held its policy rate steady at 3.50%–3.75% in the latest decision. What it means for California real estate: A “steady-rate” environment tends to slow panic and stabilize buyer expectations,…
Fed Rate Decision 2026: Impact on California Housing & Mortgages The big takeaway for California sellers: The Fed held its policy rate steady at 3.50%–3.75%, which usually keeps mortgage pricing stable but not dramatically cheaper in the short term. What that does to buyers: Buyers don’t “disappear” — they get more payment-sensitive and selective. That…
2026 Federal Reserve Update Series • California Buyers Fed Rate Decision 2026: Impact on California Housing & Mortgages What the Fed did: The Fed held the federal funds rate steady at 3.50%–3.75% in its latest update. What it means for buyers: Mortgage rates don’t drop instantly after Fed announcements. In a “steady-rate” environment, the best…
2026 Federal Reserve Update Series • California Mortgages & Refinance Last updated: January 29, 2026 • Start with the main hub: Fed Rate Decision 2026: Impact on California Housing & Mortgages What the Fed did: The Federal Reserve held the federal funds rate steady at 3.50%–3.75% in its latest update. What that means for refinancing:…
2026 Federal Reserve Update • California Housing & Mortgage Guide What happened: The Federal Reserve held the federal funds rate steady at 3.50% to 3.75% in its latest update. What it means for California: Mortgage rates don’t move 1:1 with the Fed — but the Fed’s “wait-and-see” stance tends to keep borrowing costs range-bound instead…
Q3 2025 Southern California Real Estate & Mortgage Update Prices steady. Inventory up. Rates in the mid-6s. Here’s how buyers, sellers, and homeowners can win right now in SoCal — with clear next steps and trusted resources from Solve Lending & Realty. SoCal Median: $873,480 (YoY +1.2%) Inventory: +23.5% YoY Median Days-to-Sell: 31 Sale-to-List: 98.3%…