A California supplemental property tax bill is due on the date mailed. If yours was mailed in July through October 2026, the first installment is delinquent after 5 p.m. on Thursday, December 10, 2026, and the second in April 2027, under Revenue and Taxation Code section 75.52.
Yes, a reverse mortgage can be refinanced in California, either into a new reverse mortgage (a HECM-to-HECM refinance) or into a traditional loan, and it can also be paid off at any time; whether refinancing is worth the new closing costs depends on your age, home value, rates, and lender guidelines.
A Federal Reserve rate decision sets the Fed’s target range for the federal funds rate, a short-term rate between banks. It does not change the rate on a fixed-rate first mortgage you already have, or on a balance you drew at a fixed rate on a fixed-rate HELOC.
Yes, you can sell a house with a reverse mortgage in California at any time: the loan is simply paid off through escrow at closing, and you (or your heirs) keep any equity left after the payoff.
It depends on which agency’s rules the loan is written to, and that is not something a homeowner can see from the outside.
It depends on three things, and only one of them is about you. The appraisal, the title work, and the income verification method decide most of the timeline on any California second mortgage or HELOC.
Yes. The Franchise Tax Board sets out the mechanic in the 2025 Form 540 instructions: if you did not itemize federally but will itemize for California, complete a federal Schedule A anyway, then check the box on Side 5, Part II of Schedule CA (540) and complete Part II.
Not today. California excludes the value of a qualifying active solar energy system from your property’s assessed value, so adding solar has not added its value to what you are assessed on.
Two companies most homeowners cannot name stand behind trillions of dollars of U.S. mortgages. As of their mid-2026 filings, Fannie Mae’s single-family book and Freddie Mac’s portfolio together cover roughly $7 trillion in home loans.
More than 668,000 California properties carried a FAIR Plan policy as of December 2025. Most of those households will learn about their rate increase when the bill arrives.