Fed Rate Decision 2026: Impact on California Housing & Mortgages
What happened: The Federal Reserve held the federal funds rate steady at 3.50% to 3.75% in its January 28, 2026 decision.
What happened: The Federal Reserve held the federal funds rate steady at 3.50% to 3.75% in its January 28, 2026 decision.
Figures reflect Q3 2025 and are kept as a point-in-time snapshot. For current conditions, see our newer California market updates.