Should You Refinance in 2026? Fed Rates & California Options
2026 Federal Reserve Update Series • California Mortgages & Refinance Last updated: January 29, 2026 • Start with the main hub: Fed Rate Decision 2026: Impact on California Housing & Mortgages What the Fed did: The Federal Reserve held the federal funds rate steady at 3.50%–3.75% in its latest update. What that means for refinancing:…