Kiyoshi Inui

About Kiyoshi

Kiyoshi leads mortgage strategy at Solve Lending & Realty, a family-owned California mortgage and real estate brokerage in Cerritos. He works with homeowners, buyers, and investors across California to compare purchase, refinance, second mortgage, HELOC, reverse mortgage, and home equity options — with the goal of matching the structure to the situation, not pushing a single product.

He is the author of the mortgage guides and county program pages across this site.

Coverage: Statewide — Los Angeles, Orange, San Diego, Riverside, and surrounding California counties.

How Kiyoshi Helps

• Purchase financing and pre-approval strategy
• Second mortgages, HELOCs, and fixed-rate seconds — accessing equity without replacing a low first-mortgage rate
• Cash-out refinance comparisons and debt consolidation options
• Reverse mortgages (HECM and jumbo) for homeowners 55/62+
• Non-QM programs: bank statement, DSCR, 1099, asset-based, ITIN
• Home equity investments (HEI) and how they compare to loans

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Options depend on credit, equity, income, property type, and lender guidelines — a short conversation is the fastest way to see what applies to your situation. No obligation, and no credit pull to review general options.