Image: Solve Lending & Realty Quick answer: Not today. California excludes the value of a qualifying active solar energy system from your property’s assessed value, so adding solar has not added its value to what you are assessed on. That exclusion has applied to lien dates from the 1999-2000 fiscal year through 2025-26, and it…
Two companies most homeowners cannot name stand behind trillions of dollars of U.S. mortgages. As of their mid-2026 filings, Fannie Mae’s single-family book and Freddie Mac’s portfolio together cover roughly $7 trillion in home loans. Washington has spent the past year debating whether to take them public and eventually move them out of government control….
More than 668,000 California properties carried a FAIR Plan policy as of December 2025. Most of those households will learn about their rate increase when the bill arrives. It applies at renewal, automatically, to all new and renewal dwelling business from October 15 forward, with no opt-in and no notice to miss. The insurance reporting…
On July 1, 2026, a state law changed what the land under certain California homes is legally allowed to become. No local hearing preceded it. No owner received a letter.
What it means for California: Mortgage rates don’t move 1:1 with the Fed — but the Fed’s “wait-and-see” stance tends to keep borrowing costs range-bound instead of falling quickly.
What it means for California real estate: A “steady-rate” environment tends to slow panic and stabilize buyer expectations, but it doesn’t magically fix affordability.
Prices steady. Inventory up. Rates in the mid-6s. Here’s how buyers, sellers, and homeowners can win right now in SoCal — with clear next steps and trusted resources from Solve Lending & Realty.