Selling a Home With Property Taxes Owed in Riverside County
Falling behind on Riverside County property taxes is more common than many homeowners realize, and it does not have to result in a tax sale. Whether the goal is to sell the property and pay off the back taxes from the proceeds, or to access equity through a refinance to catch up on the taxes and keep the home, Antoinette and Kiyoshi review the specific situation and the available options.
Delinquent Property Tax Situations in Riverside County
Riverside County property taxes that go unpaid accrue penalties and interest, and after a period of delinquency, the property may be subject to a tax sale by the county tax collector. Homeowners who are behind on property taxes have options — including selling the property and paying the back taxes from the proceeds, or accessing equity through a refinance to catch up on the taxes and keep the home. Antoinette and Kiyoshi review the specific situation before recommending a path.
Delinquent property taxes are paid at closing from the sale proceeds
When a Riverside County property is sold, any delinquent property taxes, penalties, and interest are paid from the sale proceeds at closing. Antoinette reviews the specific delinquent tax amount and the equity position to determine whether the sale proceeds will be sufficient to cover the taxes and the other closing costs.
A cash-out refinance may allow the taxes to be paid without selling
Riverside County homeowners with sufficient equity may be able to access that equity through a cash-out refinance or HELOC to pay off the delinquent property taxes without selling the property. Kiyoshi reviews the specific equity position and the available refinancing options to determine whether a refinance is feasible for the specific delinquent tax situation.
Your Riverside County Property Tax Advisors
A delinquent property tax situation requires real estate expertise to navigate the selling process and mortgage expertise to review the equity and refinancing options.
Kiyoshi Inui
Kiyoshi reviews the equity position in the Riverside County property and the available options for homeowners who want to pay off the delinquent property taxes without selling — including a cash-out refinance or HELOC. He coordinates the mortgage side of the property tax resolution process.
Property Tax Options for Riverside County Homeowners
The right path depends on the delinquent tax amount, the equity position, and whether the homeowner wants to sell or keep the property.
Review all selling paths for Riverside County
Riverside County homeowners with delinquent property taxes who decide to sell can choose from a traditional listed sale, an investor or cash offer, or other paths. Antoinette reviews the realistic options and the tax payoff requirements.
Selling paths →Review the tax lien situation for Riverside County
Homeowners who have a federal or state income tax lien in addition to delinquent property taxes face a more complex lien situation. Antoinette reviews the specific multi-lien situation in Riverside County.
Tax lien →Review the stop foreclosure situation for Riverside County
Riverside County homeowners who are behind on both property taxes and mortgage payments may be at risk of foreclosure. Antoinette and Kiyoshi review the specific stop foreclosure options.
Stop foreclosure →Review the behind on payments situation for Riverside County
Homeowners who are behind on both property taxes and mortgage payments may benefit from reviewing the full range of options for their specific financial situation in Riverside County.
Behind on payments →Frequently Asked Questions
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Schedule a confidential appointment with Antoinette and Kiyoshi to review your property, your goals, and the options that make the most sense for your situation.
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Can I sell my Riverside County home if I owe back property taxes?
Selling With Delinquent Property Taxes in Riverside County — yes, a homeowner can sell a Riverside County property even if property taxes are delinquent. The back taxes, penalties, and interest are typically paid from the sale proceeds at closing. Antoinette reviews the specific delinquent tax amount and the equity position to determine whether the sale proceeds will be sufficient to cover the taxes and the other closing costs.
What happens if I don’t pay my Riverside County property taxes?
Consequences of Unpaid Riverside County Property Taxes — Riverside County property taxes that remain unpaid accrue penalties and interest. After five years of delinquency, the property may be subject to a tax sale by the Riverside County Tax Collector. Antoinette reviews the specific delinquency timeline and the available options before the property reaches the tax sale stage.
How long before Riverside County sells a home for unpaid property taxes?
Riverside County Tax Sale Timeline — in California, property taxes that remain unpaid for five years may result in the property being sold at a tax sale by the county tax collector. The specific timeline depends on the delinquency date and the county’s process. Antoinette reviews the specific situation and the available options before the property reaches the tax sale stage.
Can I refinance my Riverside County home to pay off delinquent property taxes?
Refinancing to Pay Delinquent Property Taxes in Riverside County — a cash-out refinance or HELOC may allow a Riverside County homeowner to access equity to pay off delinquent property taxes without selling the property. Kiyoshi reviews the specific equity position and the available refinancing options to determine whether a refinance is feasible for the specific delinquent tax situation.