Investment Property Loans Made for California Investors

DSCR β€’ Fix & Flip β€’ Bridge Loans β€’ Short-Term Rentals | Close fast. No tax returns. Entity-friendly.

πŸ’¬ Big Banks Don’t Get Investors. We Do.

If you’ve ever tried getting a mortgage for a rental or flip… you already know the pain:

❌ Income docs they won’t count

❌ Doesn’t understand rental income

❌ Asks for W-2s you don’t have

❌ Deadlines they can’t meet

❌ Underwriters who’ve never seen a BRRRR deal

Meanwhile, deals are slipping through your fingers.

That’s why we built an investor-first lending team β€” fast capital, flexible terms, and strategic loan advisors who understand leverage, not just guidelines.

Kiyoshi Inui President Solve Lending & Realty

Kiyoshi Inui | President

We offer all the tools to help you buy, flip, rent, refi, or scale β€” without getting stuck in underwriting hell.

Your Deal. Your Strategy. Your Loan.

βœ… Here’s How We Help California Investors Win

  • DSCR Loans – Use rental income, not job income

  • Fix & Flip Loans – Fund the rehab + purchase together

  • Hard Money Loans – Close in 5–10 days with no income docs

  • Short-Term Rental Loans – Airbnbs & vacation rentals welcome

  • Bridge Loans – Secure a new home before selling the old one

  • Cash-Out Refi for Investors – Pull equity for your next property

  • Asset-Based Loans – Qualify with bank assets, not employment

  • LLC & Trust-Friendly Loans – Title in your entity from day one

We’ll help you match the right loan to your strategy β€” whether you're holding for cash flow, flipping for profit, or scaling a portfolio inside your LLC.

🚨 The Loan Truth No One Breaks Down (But We Do)

>Most lenders don’t work with real investors β€” they just pretend to.

❌ They won’t tell you the difference between DSCR vs. hard money vs. full doc

❌ They won’t walk you through how to use equity to scale

❌ They’ll quote you without asking your strategy, exit, or timeline

❌ They push what pays them most β€” not what grows your portfolio

βœ… But at Solve Lending & Realty, we show you what’s behind the curtain:

βœ”οΈ How to structure your deal to qualify faster β€” with fewer headaches
βœ”οΈ How entity loans, trust title, and cash-out really work
βœ”οΈ How we match your deal to the right investor loan type, not just the β€œeasy one”
βœ”οΈ Why we shop 150+ banks and private lenders to build your strategy β€” not just quote a rate

Kiyoshi Inui President & Jessica Inui Realtor Family Photo

We’re a Family-Run Lending Team β€” Not a Call Center

When you work with Solve Lending & Realty, you're not just a file number or application. You're working with a small, family-run team that treats every investor and homeowner with the same urgency, strategy, and respect we’d give our own.

We’ve helped hundreds of Californians get funded β€” whether it’s for a first rental, a flip, or a full portfolio. No scripts. No sales pressure. Just real answers, fast quotes, and funding you can count on.

We know what it’s like to take a risk on real estate. That’s why we move fast, speak clearly, and stay with you every step of the way.

🎯 Let’s Get Your Deal Funded

Whether it’s a long-term rental, a flip, or a fast-moving opportunity β€” you’ll get honest answers, fast quotes, and zero pressure.

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Family Roots

Locally owned, family trusted.

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True Partnership

We’re by your side, start to finish.

Excellence

Smart Solutions

Creative loans & real estate answers.

18000 Studebaker Rd ste 700, Cerritos, CA 90703, USA

18000 Studebaker Rd, STE 700

Cerritos, CA 90703

Toll Free: (833) 2-SOLVE-4

Direct: (714) 683-0224

[email protected]

Equal Lender Opportunity

Company NMLS ID: 2013271

DFP CFL License ID: 60DBO-153595

Equal Housing Opportunity

Company DRE ID: 02123993

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

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