Investment Property Loans Made for California Investors
DSCR • Fix & Flip • Bridge Loans • Short-Term Rentals | Close fast. No tax returns. Entity-friendly.
Big Banks Don’t Get Investors. We Do.
If you’ve ever tried getting a mortgage for a rental or flip… you already know the pain:
❌ Income docs they won’t count
❌ Doesn’t understand rental income
❌ Asks for W-2s you don’t have
❌ Deadlines they can’t meet
❌ Underwriters who’ve never seen a BRRRR deal
Meanwhile, deals are slipping through your fingers.
That’s why we built an investor-first lending team — fast capital, flexible terms, and strategic loan advisors who understand leverage, not just guidelines.
Kiyoshi Inui | President
We offer all the tools to help you buy, flip, rent, refi, or scale — without getting stuck in underwriting hell.
Your Deal. Your Strategy. Your Loan.
Here’s How We Help California Investors Win
DSCR Loans – Use rental income, not job income
Fix & Flip Loans – Fund the rehab + purchase together
Hard Money Loans – Close in 5–10 days with no income docs
Short-Term Rental Loans – Airbnbs & vacation rentals welcome
Bridge Loans – Secure a new home before selling the old one
Cash-Out Refi for Investors – Pull equity for your next property
Asset-Based Loans – Qualify with bank assets, not employment
LLC & Trust-Friendly Loans – Title in your entity from day one
We’ll help you match the right loan to your strategy — whether you're holding for cash flow, flipping for profit, or scaling a portfolio inside your LLC.
🚨 The Loan Truth No One Breaks Down (But We Do)
>Most lenders don’t work with real investors — they just pretend to.
❌ They won’t tell you the difference between DSCR vs. hard money vs. full doc
❌ They won’t walk you through how to use equity to scale
❌ They’ll quote you without asking your strategy, exit, or timeline
❌ They push what pays them most — not what grows your portfolio
But at Solve Lending & Realty, we show you what’s behind the curtain:
✔️ How to structure your deal to qualify faster — with fewer headaches
✔️ How entity loans, trust title, and cash-out really work
✔️ How we match your deal to the right investor loan type, not just the “easy one”
✔️ Why we shop 150+ banks and private lenders to build your strategy — not just quote a rate
We’re a Family-Run Lending Team — Not a Call Center
When you work with Solve Lending & Realty, you're not just a file number or application. You're working with a small, family-run team that treats every investor and homeowner with the same urgency, strategy, and respect we’d give our own.
We’ve helped hundreds of Californians get funded — whether it’s for a first rental, a flip, or a full portfolio. No scripts. No sales pressure. Just real answers, fast quotes, and funding you can count on.
We know what it’s like to take a risk on real estate. That’s why we move fast, speak clearly, and stay with you every step of the way.
🎯 Let’s Get Your Deal Funded
Whether it’s a long-term rental, a flip, or a fast-moving opportunity — you’ll get honest answers, fast quotes, and zero pressure.
California Isn't Simple.
Your strategy shouldn’t be.
Designed, Not Sold.
Solutions built for your exact situation
Solve What Makes Sense
Clear structure. Clean outcomes.
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For information educational purposes only and does not provide legal or tax advice. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. By submitting above, I authorize an affiliated Solve Lending & Realty representative to call me, send text messages and emails to me about property valuations and financing options at the number entered above even if I'm on a National or State "Do Not Call" list. You can opt-out anytime, data and message rates may apply.
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