Investment Property Loans Made for California Investors
DSCR • Fix & Flip • Bridge Loans • Short-Term Rentals | Close fast. No tax returns. Entity-friendly.
Big Banks Don’t Get Investors. We Do.
If you’ve ever tried getting a mortgage for a rental or flip… you already know the pain:
❌ Income docs they won’t count
❌ Doesn’t understand rental income
❌ Asks for W-2s you don’t have
❌ Deadlines they can’t meet
❌ Underwriters who’ve never seen a BRRRR deal
Meanwhile, deals are slipping through your fingers.
That’s why we built an investor-first lending team — fast capital, flexible terms, and strategic loan advisors who understand leverage, not just guidelines.
Kiyoshi Inui | President
We offer all the tools to help you buy, flip, rent, refi, or scale — without getting stuck in underwriting hell.
Your Deal. Your Strategy. Your Loan.
Here’s How We Help California Investors Win
DSCR Loans – Use rental income, not job income
Fix & Flip Loans – Fund the rehab + purchase together
Hard Money Loans – Close in 5–10 days with no income docs
Short-Term Rental Loans – Airbnbs & vacation rentals welcome
Bridge Loans – Secure a new home before selling the old one
Cash-Out Refi for Investors – Pull equity for your next property
Asset-Based Loans – Qualify with bank assets, not employment
LLC & Trust-Friendly Loans – Title in your entity from day one
We’ll help you match the right loan to your strategy — whether you're holding for cash flow, flipping for profit, or scaling a portfolio inside your LLC.
🚨 The Loan Truth No One Breaks Down (But We Do)
>Most lenders don’t work with real investors — they just pretend to.
❌ They won’t tell you the difference between DSCR vs. hard money vs. full doc
❌ They won’t walk you through how to use equity to scale
❌ They’ll quote you without asking your strategy, exit, or timeline
❌ They push what pays them most — not what grows your portfolio
But at Solve Lending & Realty, we show you what’s behind the curtain:
✔️ How to structure your deal to qualify faster — with fewer headaches
✔️ How entity loans, trust title, and cash-out really work
✔️ How we match your deal to the right investor loan type, not just the “easy one”
✔️ Why we shop 150+ banks and private lenders to build your strategy — not just quote a rate
We’re a Family-Run Lending Team — Not a Call Center
When you work with Solve Lending & Realty, you're not just a file number or application. You're working with a small, family-run team that treats every investor and homeowner with the same urgency, strategy, and respect we’d give our own.
We’ve helped hundreds of Californians get funded — whether it’s for a first rental, a flip, or a full portfolio. No scripts. No sales pressure. Just real answers, fast quotes, and funding you can count on.
We know what it’s like to take a risk on real estate. That’s why we move fast, speak clearly, and stay with you every step of the way.
🎯 Let’s Get Your Deal Funded
Whether it’s a long-term rental, a flip, or a fast-moving opportunity — you’ll get honest answers, fast quotes, and zero pressure.
Family Roots
Locally owned, family trusted.
True Partnership
We’re by your side, start to finish.
Smart Solutions
Creative loans & real estate answers.
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Equal Housing Opportunity
Company DRE ID: 02123993
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
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