Cash-Out Refinance

How Take Advantage of Today's Home Equity Without Selling!

Cash-Out Refinance Options

Cash-Out Refinance Options

How Take Advantage of Today's Home Equity Without Selling!

Unlock Cash-Out Possibilities

Are you the homeowner, or helping someone else with this request?

✅ Great — we work with both homeowners and family decision-makers.

What’s the address of the home you want us to look at?

Country

✅ This helps us pull accurate property data and value estimates.

What’s your best estimate of the home’s current value?

Do you currently have a mortgage or line of credit on this property?

✅ Got it — we’ll factor that into your available equity.

What best describes your income?

What’s your estimated credit score?

✅ Got it — we work with all types of income and credit profiles. Whether you're W2, self-employed, retired, or rebuilding credit, we’ve got options to match your situation and goals.

What are you hoping to accomplish with this refinance?

✅ Thanks — we’ll guide your plan based on that goal.

What is your age (or the age of the youngest homeowner on title)?

Use this drop down to select age of youngest homeowner*

✅ Thanks — we’ll guide your plan based on that goal.

What would you like the funds to help with?

✅ That helps us personalize your options around your needs.

When are you looking to move forward?

✅ We’ll pace everything to fit your timeline and comfort level.

Want to upload a mortgage statement, quote, or payoff letter or skip for now?

That’s optional, but it can help us fast-track your numbers.

Where should we send your refinance options and loan plan?

NEXT

**There's nothing more expensive then a missed opportunity.

How to take advantage of today's low interest rates and record breaking housing prices without selling!

Whether you want to prepare for an uncertain future or just want some extra cash, we can help!

Now Is A Great Time To Leverage Your Home’s Value!

Home prices continue to increase and the equity in your home can be a great source of cash. A cash out refinance allows you to take cash out of your home's equity to use for whatever you need. With cash-out refinancing, you can take advantage of today's low interest rates and receive cash at closing to use for any purpose: consolidate debt, make home improvements, or invest in other property. Best of all, the cash you receive is tax-free! So if you're looking for a way to access cash at a low interest rate, cash-out refinancing may be the perfect solution.

Have you been thinking about:

  • Consolidate your high interest rate debt?
  • Making home improvements?
  • Paying down or paying off student loans?
  • How to pay for college tuition?
  • Exploring new investment opportunities?
  • Planning a much needed family vacation?
  • Using your home to buy a new home?
  • Replenishing your retirement accounts?
  • Taking advantage of your home equity?

Different Ways To Access Your Equity

Traditional Loans

Full Document: Able to Source Income

Best for: W2 Employees, Retirees & Self-Employed

  • VA
  • FHA
  • USDA
  • Conventional
  • Jumbo Loans
  • FHA Reverse Mortgage
  • HELOC's
  • Fixed Second Mortgages

Portfolio Loans

Alternate Documents: No Tax Returns

Best for: Borrowers That Don't Qualify Full Document

  • Bank-Statement Qualified
  • Qualify Income On Rental
  • Jumbo Reverse Mortgage
  • Hard Money
  • No-Doc
  • Construction Loans
  • Fix & Flips Loans

Optional Terms

Help With: Immediate Financial Needs

Set Up: Long Term Financial Goals

  • 30yr Fix
  • 40yr Fix Terms
  • Adjustable Rate Mortgages
  • Interest Only
  • Quick Close (7-15 Days)
  • Choose Amortization 1yr-30yr
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Excellence

Smart Solutions

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18000 Studebaker Rd ste 700, Cerritos, CA 90703, USA

18000 Studebaker Rd, STE 700

Cerritos, CA 90703

Toll Free: (833) 2-SOLVE-4

Direct: (714) 683-0224

[email protected]

Equal Lender Opportunity

Company NMLS ID: 2013271

DFP CFL License ID: 60DBO-153595

Equal Housing Opportunity

Company DRE ID: 02123993

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

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