ARM's (Adjustable Rate Mortgages)

Lower Payments with an ARM

Wondering if an ARM is the right mortgage for you?

ARMs can be a great choice for some borrowers, because they offer a lower initial interest rate and payment than a fixed-rate mortgage. This can save you money over the life of your loan.

You'll want to choose the mortgage that offers you the lowest monthly payments and fits your long-term financial goals. We'll work with you to find the right ARM or fixed mortgage for your needs.

ARM's (Adjustable Rate Mortgages)

ARM's Are often Safer

Are Often Safer

There are no longer pre-payment penalties on primary residences, so you can easily refinance.

ARM's are smarter

Are Smarter

Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?

ARM's can save you money

ARMs Can Save You Money

A lower rate can mean a lower payment, which can mean more cash in your pocket each month.

The benefit of an adjustable rate mortgage is that it usually starts off with a lower interest rate than a fixed-rate mortgage, which can save you money in the short term. The downside is that if interest rates are higher at the time the fixed period is up then it could end up costing you more money in the long run. There are several different types of ARMs, each with its own benefits and drawbacks. Let’s go over your options together so you can decide which type of ARM is right for you.

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