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Lower Payments with an ARM

Wondering if an ARM is the right mortgage for you?

ARMs can be a great choice for some borrowers, because they offer a lower initial interest rate and payment than a fixed-rate mortgage. This can save you money over the life of your loan.

You'll want to choose the mortgage that offers you the lowest monthly payments and fits your long-term financial goals. We'll work with you to find the right ARM or fixed mortgage for your needs.

ARM's (Adjustable Rate Mortgages)

Are Often Safer

There are no longer pre-payment penalties on primary residences, so you can easily refinance.

Are Smarter

Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?

ARMs Can Save You Money

A lower rate can mean a lower payment, which can mean more cash in your pocket each month.

The benefit of an adjustable rate mortgage is that it usually starts off with a lower interest rate than a fixed-rate mortgage, which can save you money in the short term. The downside is that if interest rates are higher at the time the fixed period is up then it could end up costing you more money in the long run. There are several different types of ARMs, each with its own benefits and drawbacks. Let’s go over your options together so you can decide which type of ARM is right for you.

18000 Studebaker Rd. Suite 700

Cerritos, CA 90703

Phone: (833)2-SOLVE-4

info@solvelr.com

Company NMLS ID: 2013271

www.nmlsconsumeraccess.org

CFL License Number 60DBO-153595 https://docqnet.dfpi.ca.gov/LicenseSearch/LicenseDetails

Equal Lender Opportunity

Equal Housing Opportunity

Company DRE ID: 02123993

www2.dre.ca.gov/PublicASP/pplinfo.asp

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

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