2-1 Buydown Mortgage Program

2/1 Buydown Mortgage Program

What It Is and How It Works

Worried about rising mortgage rates?

Here's a strategy that could get you in a home faster!

Did you know there are programs that can help you secure a lower mortgage interest rate to help you get into the home you want now?


One strategy is a 2/1 Buydown, which gets you a lower rate for the first two years of your loan. With home values still high, and rates in a state of flux, Temporary Buydowns can be a great option to help your borrowers afford to purchase more home.

Solve Lending & Realty offer both a 2-1 and a 1-0 buydown, and they are available on Conventional and Home Possible, FHA, VA and USDA loans. It is available only on purchase transactions.

This is just one of the ways we help homebuyers get into the home they want on their own timetable, even when rates are rising.

Interested in learning more about 2-1 buydowns and other homebuyer incentives we’re seeing in the market?

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Solve Lending & Realty is Here To Help!

2-1 buydown Mortgage Program

Temporary Rate Buydowns are available for:

  • Conventional primary and second home purchases

  • FHA and VA primary home purchases

  • Prime Jumbo 30-year fixed primary and second home purchases

It’s a great option for almost any homebuyer,

especially those who:

  • Expect an increase in their income in the next few years

  • Have excess seller concessions to use and want to take advantage of a low fixed rate

  • Are looking to do renovations, make upgrades, or buy furniture for their new home

  • Are going from renting to buying and want to ease into their mortgage with a lower payment

18000 Studebaker Rd. Suite 700

Cerritos, CA 90703

Phone: (833)2-SOLVE-4

[email protected]

Company NMLS ID: 2013271

www.nmlsconsumeraccess.org

CFL License Number 60DBO-153595 https://docqnet.dfpi.ca.gov/LicenseSearch/LicenseDetails

Equal Lender Opportunity

Equal Housing Opportunity

Company DRE ID: 02123993

www2.dre.ca.gov/PublicASP/pplinfo.asp

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.

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