Expert California Real Estate & Mortgage Solutions Team
Proven Results in Buying, Selling & Financing Homes
"“Solve was built to fix what big banks broke; trust, clarity, and real results. We treat every deal like it’s our own, because our name’s on it.”
🔒 We Keep It Real (and Personal)
Kiyoshi Inui, President — Solve Lending & Realty
A Family-Run, Veteran-Owned California Mortgage & Real Estate Team
🧩 Why Locals Trust the Solve Team
Family-Run & Veteran-Owned: grounded in values, not volume
40+ Years of Combined Experience: in lending, real estate & equity strategies
One Team for Everything: buy, sell, finance & invest with no middlemen
5-Star Rated on Google, Yelp, Facebook: with hundreds of California homeowners served
🛡️ Fully Licensed & Transparent: no BS, just real results you can count on
✅ Real Solutions. Real Results.
Complete Real Estate & Lending Support in One Place
🏡 Buy a Home – Fast pre-approvals & winning offers
🏷️ Sell Your Home – Maximize value with strategic pricing
💳 Mortgage & Refinance – From full-doc to Hard Money & Second Mortgages
🧓 Reverse Mortgage – FHA & proprietary options made simple
📈 Home Valuation – Instant, accurate home value snapshot
🛑 Stop Guessing. Start Planning.
Whether you're buying, refinancing, pulling equity, or selling—you deserve a plan that's built for today's California market. We're here to make that happen.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
By submitting above, I authorize an affiliated Solve Lending & Realty representative to call me, send text messages and emails to me about property valuations and financing options at the number entered above even if I'm on a National or State "Do Not Call" list. You can opt-out anytime, data and message rates may apply.
©2025 – Solve Lending & realty | All Right Reserved
Frequently Asked Questions
How far in advance should I get pre-approved for a mortgage?
It’s best to get pre-approved 3 to 6 months before you start shopping for a home. This gives you time to improve your credit, understand your budget, and make strong offers.
💡 Tip: In fast-paced markets like Southern California, pre-approval shows sellers you're serious and ready.
What is the easiest mortgage company to get approved through?
There’s no one “easiest” lender — but working with a mortgage broker makes it much easier. We compare programs from over 150 wholesale lenders to find one that fits your credit, income, and goals.
How do you avoid closing costs when refinancing?
You can avoid out-of-pocket fees with a “no closing cost” refinance. This option uses lender credits to cover fees in exchange for a slightly higher interest rate.
💡 Tip: Ask us how to refinance with zero money due at signing in California.
Can I buy a home with less than 20% down?
Yes! Many buyers qualify with as little as 3% down using programs like FHA, VA, or conventional low-down options. We’ll help you explore what’s available — and what works best in your market.
Does my credit score have to be perfect to get a mortgage?
Not at all. While a higher score helps with rates, we work with lenders that approve loans for credit scores as low as 580.
💡 Tip: A quick credit review could improve your options before applying.
Is it difficult to get approved for a second mortgage?
Not if you're working with the right lender. Some banks have tight requirements, but as a mortgage broker, we offer access to multiple second mortgage programs — including options that require little to no paperwork.
💡 Tip: We can fund certain second mortgages in as little as 5 business days.
🛑 Stop Guessing. Start Planning.
Whether you're buying, refinancing, pulling equity, or selling—you deserve a plan that's built for today's California market. We're here to make that happen.
Family Owned & Operated
Founded by two brothers, who are also licensed agents and loan originators with over 40 years of combined experience in the industry.
Company NMLS ID: 2013271
www.nmlsconsumeraccess.org
Company CFL ID: 60DBO-153595
https://docqnet.dfpi.ca.gov/LicenseSearch/LicenseDetails
Equal Lender Opportunity
Equal Housing Opportunity
Company DRE ID: 02123993
www2.dre.ca.gov/PublicASP/pplinfo.asp
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval.
By submitting above, I authorize an affiliated Solve Lending & Realty representative to call me, send text messages and emails to me about property valuations and financing options at the number entered above even if I'm on a National or State "Do Not Call" list. You can opt-out anytime, data and message rates may apply.